Northstar Learning › Brain Lab
Money and decisions challenges
Think-it-through questions on money and decisions, from teen to adult level, each with a clear explanation.
16 questions · free · no account needed · works offline once loaded
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Tap a question to see the answer and why.
Income is £900; fixed costs are £540 and other planned costs £210. What remains?
Options: £160 · £240 · £150
Answer: £150
£900 − £540 − £210 = £150.
You have £18 and spend £6.50. How much remains?
Options: £24.50 · £11.50 · £12.50
Answer: £11.50
Subtract spending from the available amount: £18 − £6.50 = £11.50.
You are saving for a planned trip but see an unplanned sale. What is a useful first step?
Options: Pause and check the budget and savings goal · Treat the discount as free money · Borrow immediately
Answer: Pause and check the budget and savings goal
A discount still costs money and should be weighed against priorities.
Why compare total repayable as well as APR?
Options: The monthly payment tells the whole story · APR is always the amount repaid · Fees and payment timing affect the total cost
Answer: Fees and payment timing affect the total cost
The total repayable captures costs across the agreement.
A loan advertises low monthly payments over a longer term. What else should you compare?
Options: Total repayable, fees and term · Only the first payment · The colour of the advert
Answer: Total repayable, fees and term
A longer term can increase total interest despite a lower monthly amount.
A 1% chance of a £1,000 loss has what expected loss per year, before other factors?
Options: £100 · £1,000 · £10
Answer: £10
0.01 × £1,000 = £10 expected loss.
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